The Assessor rejoiced quietly in her delight, as she looked through the books and talked about them. Hiram Deem, having accomplished his work as assessorand now being marshal, was instructed to collect the taxes.
The assessor acknowledged this service with his sweetest smile, and the most obliged expression of thanks. I might come to be a sheriff, and an assessor of the high court, and indeed a lord-lieutenant, and a magnate of the empire!
The mayor is ex-officio the judge, but the presiding judge is an assessor appointed by the crown and paid by the corporation. Come in here. You want to know about this. So intriguing! But, alas, that is not how books begin. So, how well do you know the actual opening lines from some of literature's greatest novels? Correctly match these memorable openers with their works of fiction and consider yourself an excellent listener!
David Copperfield by Charles Dickens. See assess-tor.
Words nearby assessor assesassessassessed valueassessmentassessment arrangementsassessorassetasset-backed fundassetsasset-strippingasset value. Words related to assessor detectivemonitorinvestigatorpolice officerauditorcontrollerrefereecourtexpertjusticeauthoritycriticinspectorjudgearbitratorrefumpcartographersleuthoverseer.
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X, October Various. The Village Notary Jzsef Etvs.As an owner, you then have to pay your share to cover the damage. Loss assessment provides coverage for certain kinds of losses where the condo or homeowners association HOA would ask you to pay for your share of damages that are either not covered under the building master policy or exceeds the existing coverage on the building or HOA insurance policy.
Loss assessments can apply to any property owner who owns a unit within a shared community property usually managed by a condo owner association or HOA.
Loss assessment is a coverage that is part of a condo policy form. Make sure to ask about exclusions and limitations on the loss assessment coverage; this varies from insurance company to insurance company. Loss assessment helps protect you from the unexpected expenses that you may have to pay as a result of damages and issues related to the building or property grounds your condo or residence is a part of. It also helps protect you if your HOA has not insured the building properly or has taken a very high deductible to save money.
Many first-time condo owners assume that their HOA building insurance will be sufficient to cover the costs associated with damages to the building and shared areas. What condo owners don't always consider is that even if the damage may be covered by the building master policy, buildings often have very high deductibles; therefore condo owners then become responsible for paying their portion of the deductible determined by the assessment, even if the damage itself is covered by the insurance.
Inform yourself about the type of coverage your condo association has on the building by asking questions. Otherwise, you could end up with some high costs due to loss assessments. Loss assessment on your condo or co-op policy may apply to:. Be sure and ask about exclusions and limitations of your loss assessment insurance coverage because it varies depending on your insurance policy. These are general guidelines to help you understand loss assessment and give you a chance to discuss this with your insurance representative so you can find the best protection for your state and circumstances.
Depending on your insurance coverage, your policy may not include coverage if you didn't buy insurance for the risk or peril that the assessment is for. For example, if the homeowner association or condo association levies a loss assessment against you for earthquake damage and your insurance did not cover earthquake, you may not be covered. Pay special attention to water damagewhich is a major issue for condo insurance. The value of the loss is assessed and may be divided among all individual condo unit owners, or in the case of a co-op, the renters.
When the Master Policy or Home Owner Association HOA policy covers a loss, but the damage exceeds coverage available in the building insurance policy, the owners of the individual units may then become liable for a shared portion of the coverage that the underlying association insurance was not sufficient to cover.
Loss assessments can also apply to the deductible payable on the master policy coverage. When a deductible becomes payable in a claim, the amount is divided among all the individual unit owners. You may also benefit from looking into high-value home insurance which provides higher limits of coverage as part of their standard condo or co-op policies.
The best way to find out is to discuss the options with your insurance representative or broker. Because every master condo or HOA policy is different, your needs for loss assessment coverage will depend on the type of coverage your Condo association or HOA has on the building. Make sure you find out about your association's building coverage and that you are well protected with your own individual policy.
Do not ever rely on the condo building insurance to protect you fully. Insurance Services Office, Inc. Accessed Jan. International Risk Management Institute. Massachusetts Association of Insurance Agents.They do not. I don't agree with his assessment of the problem. The owners claimed the tax assessment on their house was too high.
How to celebrate the holidays alone," 23 Nov. Send us feedback. See more words from the same year Dictionary Entries near assessment assessable assessee assession assessment assessment company assessment insurance assessment work.
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What Is Loss Assessment Coverage?
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Through His Atonement, He gives to all of us hope for today and assurance in eternity. Sa pamamagitan ng Kanyang Pagbabayad-sala, binigyan Niya tayong lahat ng pag - asa para sa ngayon at katiyakan sa kawalang-hanggan. The act of assuring; a declaration tending to inspire full confidence; that which is designed to give confidence.
The state of being assured; firm persuasion; full confidence or trust; freedom from doubt; certainty. Firmness of mind; undoubting, steadiness; intrepidity; courage; confidence; self-reliance. Excess of boldness; impudence; audacity; as, his assurance is intolerable. Insurance; a contract for the payment of a sum on occasion of a certain event, as loss or death. It is called temporary assurance, in the time within which the contingent event must happen is limited.
See Insurance. Excess of boldness; impudence; audacity. Betrothal; affiance. Any written or other legal evidence of the conveyance of property; a conveyance; a deed.
William Blackstone Similar phrases in dictionary English Tagalog. Showing page 1. Found sentences matching phrase "assurance". Found in 3 ms. Translation memories are created by human, but computer aligned, which might cause mistakes. They come from many sources and are not checked.Glosbe English.
Nakipag-usap ako sa kompanya, at nagkasundo kami na magpapatuloy ang seguro sa buong buwan ng Hunyo. Disability insurance and life insurance : Disability insurance provides some income if a person is injured and cannot work. Seguro sa kapansanan at seguro sa buhay: Ang seguro sa kapansanan ay naglalaan ng kita kung ang isang tao ay napinsala at hindi makapagtrabaho. A means of indemnity against a future occurrence of an uncertain event.
The business of providing insurance. Metaphoric: Any attempt to anticipate an unfavorable event. Blackjack: A bet made after the deal, which pays off if the dealer has blackjack. An insurance policy. An agreement of providing financial protection contingencies, such as death, loss or damage and involving payment of regular premiums in return for a policy guaranteeing such protection. The business of providing a financial protection against most losses or harm to a person, property or a firm in return for premiums paid.
Similar phrases in dictionary English Tagalog. Showing page 1. Found sentences matching phrase "insurance".Curriculum versus coursework board education program
Found in 8 ms. Translation memories are created by human, but computer aligned, which might cause mistakes. They come from many sources and are not checked. Be warned.Add assurance to one of your lists below, or create a new one. Definitions Clear explanations of natural written and spoken English. Click on the arrows to change the translation direction. Follow us. Choose a dictionary. Clear explanations of natural written and spoken English. Usage explanations of natural written and spoken English.
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My word lists. Tell us about this example sentence:. The word in the example sentence does not match the entry word. The sentence contains offensive content. Cancel Submit. Your feedback will be reviewed. C1 [ C ] a promise :. Despite the government's repeated assurances to the contrarytaxation has risen over the past decade. Despite repeated assurances that the product is safemany people have stopped buying it. The fact that the number of deaths from cancer in the area has doubled surely gives the lie to official assurances of the safety of nuclear power.
The management gave their assurances that there would be no more job losses. Despite assurances that the vaccine was safemany parents chose to ignore government advice. The council has given assurances that the new building development will not encroach on public land.
C2 [ U ] confidence :. He spoke with calm assurance. Assurance is also a feeling of confidence in your abilities :. INSURANCE a type of insuranceespecially life insurancethat will pay an amount of money at the end of an agreed period or when someone diesrather than only if something unexpected happens :. People often look to brands as an assurance of quality. Although the Fund will strive to achieve its goalthere is no assurance that it will.
See also decreasing term assurance. Examples of assurance.Researchgate open access journals biology college
Investors also are looking for economic, legal and regulatory services - and assurances that the ' rules of the game ' will not change capriciously. From the Cambridge English Corpus. With so many institutions and so few regulators, assurances have not been a meaningful device for filling gaps in the regulation's skimpy substantive rules.
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. They wanted real, visible i assurances that she and her retinue would be respected, protected, and prominent in the public arena.
Through the unilateral commitments to plans, assurances are generated and stalemates are ended. In the absence of credible assurances on this score, we might expect to see the achievement of trade liberalization undermined by calls for renewed protection.
If we think of an ex ante increased chance of benefit as itself a benefit, threats can be assimilated to sure assurances.Get a quote in. Published: April Loss assessment coverage can help prevent a condo owner from paying out of pocket if their condo association issues a special assessment for expenses related to an insurance claim outside the walls of their unit.
Loss assessment coverage is often an optional protection that can be added to a unit owner's condo insurance policyand there are many scenarios in which it may come in handy.
Condo associations typically have insurance to help pay for repairs to the structure of the building and common areas if they are damaged by certain risks, such as fire or wind. And a condo association's liability coverage helps pay for expenses resulting from covered incidents, such as medical bills if someone is hurt in a shared space that's maintained by the association.
Like most insurance policies, a condo association's coverages come with deductibles and limits. The coverage limit is the maximum amount an insurance policy will pay toward a covered claim. If a condo association's coverage limits aren't high enough to pay for repairs or medical bills after a claim, it might issue a special assessment to each condo owner, dividing the remaining amount owed by the number of unit owners to pay off the rest of the bill.
If you receive a special assessment resulting from an insurance claim that wasn't fully paid by your condo association's policy, loss assessment coverage can help. Here's a look at some ways loss assessment coverage may help prevent you from paying out of pocket for an unexpected assessment. In that scenario, owners without loss assessment coverage on their condo insurance policies would be required to pay the special assessment out of their own pocket.
However, condo owners who have loss assessment coverage could file a claim with their own insurer to help cover that cost. Loss assessment coverage can also help pay for your share of the bill if your condo association issues a special assessment to pay the association's insurance deductible toward a covered claim. Imagine someone is injured in a common area, such as a clubhouse, tennis court or common stairway.
If your condo association is found at fault, its liability coverage will likely pay for the resulting expenses, such as medical bills or legal costs. But if those expenses exceed the association's coverage limit, condo unit owners may be required to pay a special assessment to make up the balance owed. Loss assessment coverage can help prevent you from paying out of pocket in a situation like that.
If a covered incident, like a fireoriginates in your unit, but also damages a common area, such as your building's lobby or shared hallway, loss assessment coverage can help pay for repairs. To help determine how much loss assessment coverage you should add to your condo insurance policy, you'll want to take a look at your condo association's master insurance policy to learn what its coverage limits are and whether special deductibles apply for certain hazards. Your local insurance agent can help you decide how much loss assessment coverage is right for you.
Hopefully, you'll never need to use loss assessment coverage. But you may find that adding it to your condo insurance policy gives you the peace of mind that comes with knowing you won't be on the hook for a special assessment if the unexpected does occur.
What Is Condo Insurance? What Is Condo Liability Insurance? Retrieve a saved quote. Skip Navigation Explore Allstate. Popular Searches. Allstate We help customers realize their hopes and dreams by providing the best products and services to protect them from life's uncertainties and prepare them for the future. Toggle navigation Log in. Edit location.
Select a product to get a quote. Register new account Pay Your Bill. Get Your ID Cards. Get the protection you need and the peace of mind you deserve with Allstate insurance. Find an agent. Weather damage to the outside of the building. Injury in a common area.
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